Texas has a number of regulations in place to aid the consumer. These regulations are laid out in the Texas Insurance Bill of Rights. Some of these regulations that help the consumer are:

• Regulation of discounts for a number of reasons, including multiple automobiles, driver's education or defensive driving courses taken, and safety devices such as airbags or alarms in the car
• The right to be treated fairly when making a claim, and the right to have prompt payment of claims once they have been reported
• The right to choose your own repair shop
• The right to a written explanation of denial of coverage or increase in rate