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Online Car Insurance Quotes are a great demonstration of how the internet is changing the way we all do business. Gone are the days of visiting your local insurance agent and accepting whatever price you are quoted on auto insurance from the only company he maintains an agency relationship with. Today, competitive car insurance comparisons online allow consumers to quickly compare rates among various car insurance carriers with no obligation. You submit some basic information about your automobiles, driving history etc., and generally quotes from competing companies will be displayed instantly. If you wish to follow-up on a particular insurance rate quote, simply click on the link for that quote to make further inquiry. Car insurance has essentially become a commodity with states heavily regulating coverage options. Thus, there is no reason not to explore the savings you can get by comparing auto insurance quotes online. |
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There are many factors that affect insurance premiums, only some of which you can control. Starting with the ones you can't, know that demographics count. Males pay more than females and the middle-aged pay less than the young or the old (ages 25 and 56 seem to be a significant landmarks). If you want to decrease your rates, it certainly helps to move to a better neighborhood (less theft and/or traffic congestion) or get married (only responsible people tie the knot, right?), but those endeavors come with their own costs. |
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No one can predict exactly how much you would have to pay if you were to cause an accident. Ask yourself how you would pay for any damages exceeding your coverage limits. The higher your limits are, the more likely your policy will be able to pay all of the damages. |
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Without the extra cost of auto repairs and speeding tickets, it?s should be no surprise that good drivers save money on their auto insurance right off the bat. Many states reward safe drivers with deep discounts. |
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Based on data from the lowest average auto insurance rates viewed by over 1 million car insurance consumers on the Insurance.com 2007 platform through September, auto insurance rates are continuing to decline according to Insurance.com's 2007 Mid-Year Auto Insurance Pricing Report. "As the cost of gas and energy continue to increase, creating a financial burden for many Americans, we are happy to report that car insurance rates continue to decline for many states," reports David Roush, CEO of Insurance.com. "In our 2007 Mid-Year Auto Insurance Pricing Report we saw a 1% decrease in car insurance rates. In our Insurance.com 2007 Third Quarter Auto Insurance Report, that shift continued with a 1.5% decrease in auto insurance rates from 2006." |
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Safe driving is no accident. As incentive for motorists to think safety-first, consider this sobering data on drivers' deadliest days, dates and times, published by the National Highway Traffic Safety Administration (NHTSA). |
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Thanksgiving is almost upon us and soon millions of Americans will be flooding America's highways, airports and train stations to getto Grandmother's house. But do know what the most popular means of transportation is for Thanksgiving travel? If you said flying, you're wrong. It's driving. That's right, according to Mike Pina from AAA, 85% of Americans travel to their Thanksgiving destination via car. Surprised by this number? You shouldn't be. Pina notes that many people opt for car travel versus other forms of transportation because it is more affordable and convenient when traveling with a group or to a shorter destination, such as Cleveland to Chicago. |
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December is upon us and you know what that means - it's holiday party time. Unfortunately, this means holiday drinking and driving will also increase during the month of December. If you are hosting a party at your home this year, there are some important things you need to consider before you pop open the bubbly - like sufficient insurance coverage! |
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Each year millions of people across the globe make a series of New Year's resolutions to lose weight, quit smoking and get out of debt. But you never hear of anyone resolving to drive safer in the New Year. Why you might ask? Well, many Americans most likely think they are already good drivers and their driving skills aren't in need of refining. Nice thought, but that is highly unlikely. In fact, according to the National Highway Traffic Safety Administration (NHTSA) 2006 Traffic Safety Facts, there were 42,642 automobile accidents in 2006. Though this number has declined over the past five years, it is still a high number of accidents occurring in one year, which makes you think - are Americans really up to par when it comes to driving? |
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Accidents do happen, and chances are you`ll be involved with one or more in your lifetime. In fact, according to information from the National Highway Traffic Safety Administration (NHTSA), more than 15,000 passenger vehicle occupants died in evening traffic crashes during 2005, and 59% of those occupants were not wearing seat belts at the time of the fatal crash. This is compared to the 44% of occupants who were not wearing seat belts and were killed during daytime hours in `05. |
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